Lending Disclosure: Bakersfield Title Pros is not a direct lender. We are a matching service that connects consumers with third-party lenders. We do not make credit decisions or issue loan approvals. Our service is free to use, but we may receive compensation from the lenders you are connected with.
APR Disclosure: APR (Annual Percentage Rate) for title loans in California can vary significantly. Rates typically range from 36% to over 100% depending on the loan amount and lender. High-interest loans should be used for short-term financial needs only and not as a long-term solution.
Credit Check Notice: Lenders in our network may perform credit checks through major bureaus or alternative providers to determine eligibility. Submitting a request on this website does not guarantee you will be matched with a lender or approved for a loan.
State Information: In California, car title loans are regulated by the Department of Financial Protection and Innovation (DFPI). Under the California Financing Law, loans between $2,500 and $10,000 have interest rate caps. Borrowers are encouraged to verify that any lender they work with is properly licensed to operate within the state.
State Regulations: California AB 539 (2020) limits interest rates on consumer loans of $2,500 to $10,000. Lenders must provide a clear disclosure of all costs and follow specific repossession protocols.